Capitol Wealth makes available through Capitol Wealth Advisors a broad array of Investment Management products to clients aimed at helping them achieve their life goals. This team of Wealth Representatives are available to provide investment management solutions for individuals, families, and businesses.

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Investment Management Financial Planning Fee Based Advisory Program Tax Efficient Investing Portfolio Management (Active & Passive) Wrap Accounts Traditional IRAs 401(K) Qualified Plans Non-Qualified Plans 529 College Plans

Investment Management

• Financial Planning – The process of evaluating the investing and financing options available to help a firm or individual achieve their financial goals. It includes attempting to make optimal decisions, projecting the consequences of these decisions in the form of a financial plan, and then comparing future performance against that plan.
• Fee Based Advisory Program – Managed accounts provide a consultative process that includes setting specific objectives, developing a personal investment policy, selecting money managers and ongoing professional management.
• Tax Efficient Investing – utilizes investments with lower tax consequences than other similar investments.  Investors in high tax brackets benefit from investments with tax advantaged returns because the net return (after taxes are considered) is greater than they would achieve with fully taxable investments.
• Active Portfolio Management – management of investment portfolio that involves active trading securities in an attempt to produce above-average returns on a risk-adjusted basis.
• Passive Portfolio Management – method of managing an investment portfolio that seeks to select properly diversified securities that will remain relatively unchanged over long periods of time.
• Wrap Accounts – an investment account in which all of the account’s assets are entrusted to a professional money manager.  All expenses related to this account are wrapped into a single annual fee.
• Traditional IRAs – a custodial account in which individuals may set aside earned income in a tax-deferred retirement plan.
• 401Ks - a retirement plan that permits an employee to set aside a portion of salary in a tax-deferred investment account selected by the employer.
• Qualified Plans – an employer-sponsored tax-deferred employee benefit plan.  Contributions by an employer and employee accumulate without being taxed until payouts are made at the employee’s retirement or termination.
• Nonqualified Plans – A retirement plan that does not meet the IRS requirements for favorable tax treatment.
• 529 College Plans – A plan that allows for the prepayment of qualified higher education expenses at eligible educational institutions. Also known as a "qualified tuition program."